SHAZAM's message switching service provides real-time financial authorization and network settlement for financial transactions, including ATM, debit cards, point-of-sale (POS), and electronic benefit transfer (EBT).
Message switching is the core application that supports all other SHAZAM products.
Switching Services
SHAZAM's switching services currently include message switching between the following:
- SHAZAM online processors
- Major POS acquirer processors
- ATMs connected directly to SHAZAM
- POS terminals connected directly to SHAZAM
- Regional/proprietary networks
- Card products
- International online POS networks
- International networks
- SHAZAM authorization services
- Prepaid gift card authorization system
- EBT issuers
Gateway Access to Major Networks
SHAZAM serves as a "switch" or method of moving a transaction from a merchant acquirer to an issuer for authorization and posting. If the transaction cannot be completed within the SHAZAM network, gateway access is available to most all major networks including the following:
- AFFN
- American Express
- Cirrus®
- Discover®
- Interlink
- Maestro
- MasterCard®
- NETS
- PLUS
- Presto!
- Pulse®
- Star®
- Visa®
Stand-in Services
In the event an issuer is unable to respond to an authorization request, SHAZAM is able to intervene on its behalf and ensure that the transaction is completed. This “stand-in” service is offered in either positive or negative file mode. A positive file allows limits and balances to be used in the authorization process. A negative file option allows SHAZAM to simply deny a transaction if the issuer has put it in the list.
For additional information, contact the SHAZAM Account Executive in your area or call (800) 537-5427. |
Authorization Services
