Cardholders | ATM and Debit Card Differences

ATM and Debit Card Differences

ATM Cards

• How they work - the money is electronically withdrawn from (or deposited to) your account when a withdrawal (or deposit) is made.
• At ATMs - use at ATMs to withdraw cash, check balances, transfer funds, and make deposits (when available).
• At stores - use at stores that accept a personal identification number (PIN) to make a purchase.

Debit Cards

• How they work - the money is electronically withdrawn from your account when a purchase or ATM withdrawal is made.
• At ATMs - use at ATMs to withdraw cash, check balances, transfer funds, and make deposits (when available).
• At stores - use at stores that accept a PIN, Debit MasterCard®, or Visa® Check Card to make a purchase.
• Over the telephone or Internet - use with telephone or Internet merchants that accept Debit MasterCard® or Visa® Check Card.