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Approaching the ATM
- Avoid facilities in dark or remote locations.
- If you see people lurking around the ATM, or any other situation that makes you uncomfortable, find a different machine.
- Take another person with you whenever possible.
- Have your card ready.
- Keep your doors locked and all passenger windows closed at a drive-up facility.
Using the ATM
- Block the view of others by cupping your hand over the keypad as you enter your PIN and by standing between the terminal and any person who is waiting.
- Remove your cash, receipt, and card from the ATM after every transaction.
- Pocket cash immediately when you make a withdrawal.
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Preventing Card Fraud
- Memorize your PIN. Don 't write it on your card or anything you carry near your card.
- Don't tell anyone your PIN or account number.
- Don't loan anyone your card.
- Report lost or stolen cards immediately. You may be liable for activity on your card if you do not report it as lost or stolen.
- NEVER give your PIN over the phone, especially cellular phones.
- NEVER respond to a link or phone number in an e-mail message requesting personal information. Phishers often use this scam to trick you into divulging personal data.
Caring for Your Card
- Don 't expose the magnetic stripe to other magnetic objects, which can deactivate your card.
- Record and file the name and phone numbers of your card's issuer for reporting loss or theft.
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